<?xml version="1.0" encoding="utf-8"?>
<rss version="2.0"
  xmlns:dc="https://purl.org/dc/elements/1.1/"
  xmlns:sy="https://purl.org/rss/1.0/modules/syndication/"
  xmlns:admin="https://webns.net/mvcb/"
  xmlns:rdf="https://www.w3.org/1999/02/22-rdf-syntax-ns#"
	xmlns:content="https://purl.org/rss/1.0/modules/content/">

	<channel>
	
	<title>Terms</title>
	<link>https://hvar-properties.com/real-estate-terms/</link>
	<dc:language>en</dc:language>
	<dc:creator>info@hvar-properties.com</dc:creator>
	<dc:rights>Copyright 2026</dc:rights>
	<dc:date>2026-09-25T10:38:29+00:00</dc:date>
	<admin:generatorAgent rdf:resource="https://expressionengine.com/" />
	

	<item>
	  <title>Opći uvijeti poslovanja / General terms of Real estate brokerage</title>
	  <link>https://hvar-properties.com/real-estate-terms/info/opci-uvijeti-poslovanja-general-terms-of-real-estate-brokerage</link>
	  <guid>https://hvar-properties.com/real-estate-terms/info/opci-uvijeti-poslovanja-general-terms-of-real-estate-brokerage#When:10:38:29Z</guid>
	  <description><![CDATA[<p>
	GENERAL TERMS AND CONDITIONS OF REAL ESTATE BROKERAGE</p>
<p>
	pursuant to the Real Estate Brokerage Act (Official Gazette No. 69/2026)</p>
<p>
	Broker: ŽELJA d.o.o.<br />
	Registered office: Ive Miličića 4, 21450 Hvar, Croatia<br />
	OIB (Personal Identification Number): 76234155475<br />
	Registration number in the Register of Real Estate Brokers: 491/2009<br />
	VAT: The Broker is registered for VAT; VAT is charged at the applicable statutory rate.</p>
<p>
	I. GENERAL PROVISIONS</p>
<p>
	These General Terms and Conditions govern the business relationship between ŽELJA d.o.o., Ive Miličića 4, 21450 Hvar, Croatia, OIB: 76234155475, registration number in the Register of Real Estate Brokers: 491/2009 (hereinafter: the Broker), and any natural or legal person entering into a brokerage agreement with the Broker (hereinafter: the Principal).</p>
<p>
	Real estate brokerage includes activities performed by the Broker relating to bringing the Principal into contact with a third party, negotiations and preparatory activities aimed at concluding legal transactions concerning a specific property or a right relating to a property, particularly the sale, purchase, exchange, lease or rental of real estate.</p>
<p>
	These General Terms and Conditions shall apply in accordance with the Real Estate Brokerage Act (Official Gazette No. 69/2026), the Civil Obligations Act and other applicable regulations of the Republic of Croatia.</p>
<p>
	Brokerage services shall be provided on the basis of a written brokerage agreement concluded for a fixed term. If the parties do not agree on the duration of the agreement, the agreement shall be deemed to have been concluded for a period of 12 months.</p>
<p>
	The Broker’s valid Price List applicable at the time the brokerage agreement is concluded, indicating the relevant date and year and forming the basis for determining the brokerage fee, shall constitute an integral part of the brokerage agreement and shall be signed by the Broker and the Principal.</p>
<p>
	II. BROKERAGE SERVICES INCLUDED IN THE BROKERAGE FEE</p>
<p>
	Depending on the type of brokerage agreed upon, the Broker shall in particular:</p>
<p>
	endeavour to find and bring the Principal into contact with a third party for the purpose of negotiating and concluding the intermediated legal transaction;<br />
	inform the Principal of the average market price of comparable real estate;<br />
	obtain and inspect documents proving ownership or another real right in respect of the property concerned;<br />
	verify the available land registry, cadastral and other publicly available information concerning the property that is relevant to the intermediated transaction;<br />
	where the subject of brokerage is land, verify its designated use in accordance with spatial planning regulations;<br />
	undertake the necessary activities to present and market the property and advertise it in an appropriate manner;<br />
	organise communication and property viewings and bring the Principal into contact with interested third parties;<br />
	participate in negotiations and undertake preparatory activities necessary for concluding the intermediated legal transaction;<br />
	inform the Principal of all circumstances relevant to the intended transaction which are known or ought to be known to the Broker;<br />
	protect the Principal’s personal data and, upon the Principal’s written instruction, treat information concerning the property and the transaction as a business secret.</p>
<p>
	The above services constitute standard brokerage services and are included in the agreed brokerage fee, except for activities expressly designated in the brokerage agreement or the Price List as additional services or separate costs.</p>
<p>
	When performing brokerage activities, the Broker shall act with due professional care and in accordance with the rules and customs of the profession.</p>
<p>
	III. ADVERTISING AND PROPERTY VIEWINGS</p>
<p>
	The Broker may advertise a property only on the basis of a previously concluded brokerage agreement with the owner of the property.</p>
<p>
	When advertising a property, the Broker shall state its company name and registered office address and, where applicable, the addresses of its branch offices or a link containing such addresses, in accordance with the applicable law.</p>
<p>
	The Broker may not make a property viewing by a third party conditional upon the prior conclusion of a brokerage agreement.</p>
<p>
	When a property is viewed through the Broker, a Property Viewing Confirmation shall be signed, serving as evidence to the Principal that the Broker or real estate agent has shown the property to a particular third party.</p>
<p>
	The Property Viewing Confirmation does not constitute a brokerage agreement and may not contain any provision obliging the third party to pay a brokerage fee.</p>
<p>
	Property viewings and the issuance of a Property Viewing Confirmation are free of charge.</p>
<p>
	IV. OBLIGATIONS OF THE PRINCIPAL</p>
<p>
	The Principal shall:</p>
<p>
	inform the Broker of all circumstances relevant to the brokerage services and provide accurate information concerning the property;<br />
	where available, provide the Broker with the location permit, building permit, occupancy permit, location information and any other documents relevant to the intermediated transaction;<br />
	provide the Broker with documents proving ownership or another real right in respect of the property and inform the Broker of all registered and unregistered encumbrances and third-party rights;<br />
	enable the Broker and interested third parties to view the property;<br />
	inform the Broker of the asking price, rent or lease amount and other material terms of the intended legal transaction;<br />
	promptly notify the Broker in writing of any changes to information relevant to the transaction, particularly any change in ownership, price, rent, lease amount or intention to dispose of the property;<br />
	pay the agreed brokerage fee once the statutory and contractual conditions for payment have been met and pay any additional costs separately agreed in advance.</p>
<p>
	The Principal is not obliged to enter into negotiations or conclude a legal transaction with a third party introduced by the Broker.</p>
<p>
	V. BROKERAGE FEE</p>
<p>
	The amount of the brokerage fee shall be determined in the brokerage agreement on the basis of the Broker’s valid Price List.</p>
<p>
	The Broker shall become entitled to the brokerage fee only upon conclusion of the agreement for which the Broker provided brokerage services, or upon conclusion of a preliminary agreement only where the brokerage agreement expressly provides that entitlement to the brokerage fee arises upon conclusion of such preliminary agreement.</p>
<p>
	The Broker may not request partial or full payment of the brokerage fee in advance, before entitlement to the fee arises in accordance with the applicable law and the brokerage agreement.</p>
<p>
	BROKERAGE FOR THE SALE OF REAL ESTATE</p>
<p>
	The brokerage fee amounts to 3.00% + VAT of the final purchase price and is payable by the seller who has entered into a brokerage agreement with the Broker.</p>
<p>
	BROKERAGE FOR THE PURCHASE OF REAL ESTATE</p>
<p>
	The brokerage fee amounts to 3.00% + VAT of the final purchase price and is payable by the buyer only where the buyer has entered into a separate brokerage agreement with the Broker.</p>
<p>
	MINIMUM BROKERAGE FEE</p>
<p>
	For lower-value properties, a minimum brokerage fee of EUR 1,200.00 + VAT, i.e. EUR 1,500.00 including VAT, shall apply.</p>
<p>
	RENTAL / LEASE FOR A PERIOD OF 1 TO 5 YEARS</p>
<p>
	The brokerage fee amounts to one monthly rent or lease payment + VAT, payable as a one-off fee by the Principal.</p>
<p>
	RENTAL / LEASE FOR A PERIOD EXCEEDING 5 YEARS</p>
<p>
	The brokerage fee amounts to two monthly rent or lease payments + VAT, payable as a one-off fee by the Principal.</p>
<p>
	MAXIMUM BROKERAGE FEE FOR THE SAME PROPERTY</p>
<p>
	For the purchase and sale of real estate, the maximum aggregate brokerage fee for the same property shall amount to 6.00% + VAT of the final purchase price.</p>
<p>
	Where the Broker has entered into separate brokerage agreements with both the seller and the buyer in relation to the same property and it has been agreed that both parties shall pay a brokerage fee, the aggregate amount of brokerage fees charged to both parties may not exceed the above maximum amount.</p>
<p>
	A brokerage fee may not be charged to a third party acting as a buyer, tenant, lessee or in another corresponding capacity in the legal transaction unless that person has entered into a brokerage agreement with the Broker.</p>
<p>
	VI. BROKERAGE FOR BOTH PARTIES</p>
<p>
	The Broker may act as broker for both parties in relation to the same property only if a separate brokerage agreement has been concluded with each party.</p>
<p>
	Where the Broker has concluded brokerage agreements with two Principals in relation to the same property and it has been agreed that both parties shall pay a brokerage fee, the aggregate amount of brokerage fees charged to both Principals may not exceed the maximum brokerage fee specified in the applicable Price List for that type of brokerage.</p>
<p>
	Where the Broker has concluded brokerage agreements with two Principals in relation to the same property but it has been agreed that the brokerage fee shall be paid by only one party, the Broker may charge that party no more than one half of the maximum brokerage fee specified in the applicable Price List.</p>
<p>
	Before concluding the brokerage agreement, the Broker shall inform the parties in writing of the amount of the individual brokerage fees and their aggregate amount.</p>
<p>
	VII. ADDITIONAL SERVICES AND SEPARATE COSTS</p>
<p>
	Costs of additional services not included in standard brokerage services may be charged at their actual cost only if separately agreed with the Principal in advance.</p>
<p>
	Advertising and Marketing Outside the Standard Package</p>
<p>
	Additional advertising and marketing exceeding the standard presentation and advertising of the property included in the brokerage fee shall be charged at the actual cost charged by external advertising providers, exclusively subject to the Principal’s prior written agreement.</p>
<p>
	Such costs shall be borne by the Principal who ordered the additional service.</p>
<p>
	Additional Documentation</p>
<p>
	Obtaining additional documentation at the Principal’s specific request shall be charged at the actual cost of notarial, court, administrative and other fees or external services, provided that such costs have been separately agreed in advance.</p>
<p>
	Such costs shall be borne by the Principal who ordered the additional service.</p>
<p>
	The costs of lawyers, notaries public, certified court interpreters, surveyors, architects, energy performance certifiers and other professional or authorised third parties are not included in the standard brokerage fee unless expressly agreed otherwise in the individual brokerage agreement.</p>
<p>
	The Broker shall not charge the Principal for any additional service or cost that has not been separately agreed in advance.</p>
<p>
	VIII. EXCLUSIVE BROKERAGE</p>
<p>
	Exclusive brokerage shall apply only where expressly agreed in a written brokerage agreement.</p>
<p>
	Under an exclusive brokerage agreement, the Principal undertakes not to engage another broker for the transaction covered by the agreement.</p>
<p>
	Before entering into an exclusive brokerage agreement, the Broker shall inform the Principal of the legal effects and consequences of the exclusivity clause.</p>
<p>
	If, during the term of an exclusive brokerage agreement, the Principal concludes the relevant legal transaction through another broker in relation to a transaction for which the Principal instructed the exclusive Broker, the Principal shall be obliged to pay the agreed brokerage fee to the exclusive Broker and reimburse any additional actual costs incurred during the brokerage process, in accordance with the applicable law and the brokerage agreement.</p>
<p>
	IX. TERMINATION OF THE BROKERAGE AGREEMENT</p>
<p>
	A brokerage agreement concluded for a fixed term shall terminate upon expiry of the period for which it was concluded if the transaction for which brokerage services were provided has not been concluded within that period, or upon termination by either party.</p>
<p>
	Following termination of the brokerage agreement, the Principal shall be obliged to reimburse the Broker only for those costs which were expressly agreed to be separately payable by the Principal.</p>
<p>
	If, following termination of the brokerage agreement, the Principal concludes a legal transaction as a result of the Broker’s activities undertaken before termination of the agreement, the Principal shall be obliged to pay the Broker the brokerage fee in full, unless otherwise expressly agreed where permitted by law.</p>
<p>
	X. TRANSFER OF THE BROKERAGE AGREEMENT</p>
<p>
	The Broker may transfer the brokerage agreement to another broker only where such transfer has been expressly agreed between the Broker and the Principal.</p>
<p>
	In the event of such transfer, the Principal shall remain in a contractual relationship exclusively with the Broker with whom the Principal concluded the brokerage agreement.</p>
<p>
	The Broker shall provide the Principal with a written list of brokers to whom the brokerage agreement has been transferred.</p>
<p>
	XI. PERSONAL DATA PROTECTION AND BUSINESS SECRECY</p>
<p>
	The Broker shall process personal data in accordance with applicable personal data protection legislation and only to the extent necessary for the provision of brokerage services, performance of the agreement and fulfilment of statutory obligations.</p>
<p>
	The Broker shall protect the Principal’s personal data and, upon the Principal’s written instruction, treat information concerning the property and the transaction as a business secret, except where disclosure is required by law or necessary for the performance of the agreed services.</p>
<p>
	XII. PRICE LIST</p>
<p>
	The valid Price List for real estate brokerage services constitutes an integral part of these General Terms and Conditions and of the brokerage agreement.</p>
<p>
	The amount of the brokerage fee applicable to an individual transaction shall be determined in the brokerage agreement on the basis of the Price List valid at the time the agreement is concluded.</p>
<p>
	The Price List indicating the relevant date and year, on the basis of which the brokerage fee has been agreed, shall be signed by the Broker and the Principal.</p>
<p>
	Where an individual brokerage agreement provides for a fee lower than the maximum fee specified in the Price List, the fee agreed in the individual brokerage agreement shall apply.</p>
<p>
	XIII. FINAL PROVISIONS</p>
<p>
	These General Terms and Conditions and the applicable Price List shall constitute an integral part of the brokerage agreement where they have been made available to the Principal and are referred to in the agreement.</p>
<p>
	In the event of any inconsistency between an individual brokerage agreement and these General Terms and Conditions, the provisions of the individual brokerage agreement shall prevail, subject to the mandatory provisions of the Real Estate Brokerage Act and other applicable legislation.</p>
<p>
	The Broker shall display these General Terms and Conditions in a visible and accessible place at its registered office, branch offices and separate business premises and shall comply with them in the course of its business activities.</p>
<p>
	Any matters not regulated by these General Terms and Conditions shall be governed by the Real Estate Brokerage Act (Official Gazette No. 69/2026), the Civil Obligations Act and other applicable laws and regulations of the Republic of Croatia.</p>
<p>
	These General Terms and Conditions shall apply from 7 July 2026.</p>
]]></description> 
	  <dc:subject></dc:subject>
	  <dc:date>2026-09-25T10:38:29+00:00</dc:date>
	</item>

	<item>
	  <title>Cjenik / Price list</title>
	  <link>https://hvar-properties.com/real-estate-terms/info/cjenik-price-list</link>
	  <guid>https://hvar-properties.com/real-estate-terms/info/cjenik-price-list#When:10:35:45Z</guid>
	  <description><![CDATA[<p>
	REAL ESTATE BROKERAGE SERVICES PRICE LIST<br />
	1. BROKERAGE SERVICES FOR THE PURCHASE AND SALE OF REAL ESTATE</p>
<p>
	Brokerage for the sale of real estate (payable by the seller):</p>
<p>
	3.00% + VAT (3.75% including VAT) of the final purchase price.</p>
<p>
	Brokerage for the purchase of real estate (payable by the buyer, exclusively subject to a signed Brokerage Agreement):</p>
<p>
	3.00% + VAT (3.75% including VAT) of the final purchase price.</p>
<p>
	Minimum brokerage fee:</p>
<p>
	For lower-value properties, a fixed minimum fee of EUR 1,200.00 + VAT (EUR 1,500.00 including VAT) shall apply.</p>
<p>
	2. BROKERAGE SERVICES FOR RENTAL AND LEASE OF REAL ESTATE</p>
<p>
	Brokerage for rental / lease (for agreements with a duration of 1 to 5 years):</p>
<p>
	One monthly rent / lease payment + VAT, charged as a one-off fee and payable by the Principal.</p>
<p>
	Brokerage for long-term rental / lease (for agreements with a duration exceeding 5 years):</p>
<p>
	Two monthly rent / lease payments + VAT, charged as a one-off fee and payable by the Principal.</p>
<p>
	3. ADDITIONAL COSTS (SERVICES PROVIDED UPON SPECIAL REQUEST)</p>
<p>
	Advertising and marketing outside the standard package:</p>
<p>
	Charged according to the actual cost of external advertising providers, subject to the Principal’s prior written consent.</p>
<p>
	Preparation or obtaining of additional documentation at the Principal’s request:</p>
<p>
	Charged according to the actual cost of notarial, court or administrative fees.</p>
<p>
	GENERAL NOTES<br />
	VAT is charged at the rate of 25% and applies to all prices stated above.<br />
	Property viewings and the issuance of a Property Viewing Confirmation are entirely free of charge.<br />
	The brokerage fee becomes due upon conclusion of the first legal transaction (preliminary agreement or final agreement).</p>
]]></description> 
	  <dc:subject></dc:subject>
	  <dc:date>2026-09-25T10:35:45+00:00</dc:date>
	</item>

	<item>
	  <title>Privacy Statement</title>
	  <link>https://hvar-properties.com/real-estate-terms/info/privacy-statement</link>
	  <guid>https://hvar-properties.com/real-estate-terms/info/privacy-statement#When:15:51:35Z</guid>
	  <description><![CDATA[<p>
	<em>Hvar Real Estate</em>&nbsp;are obligated to protect the personal data of customers in a way that it collects only necessary, basic information about customers / users that are necessary for fulfilling our obligations; inform customers about the way we collect information and regularly give customers an option about how their data, including the decision whether or not to have their name removed from lists used for marketing campaigns. All user information is strictly confidential and available only where such information is necessary to perform the job. All employees of&nbsp;<em>Hvar Real Estate</em>&nbsp;and business partners are responsible for respecting the policy.</p>
<p>
	This statement commits us to protect the privacy of our users, customers and visitors of our site and the security of personal information provided to us through the website.</p>
<p>
	This notice describes the type of information we can collect from you when you visit our website and explains how we use these data and the steps we take to protect it. The notice also describes the choices you have about collecting and using your information when visiting our website.</p>
<p>
	<strong>What information do we collect about you and how do we use it?</strong></p>
<p>
	In general, you can visit our website without disclosing personal information about yourself. We do not collect personal information about you (such as your name and contact details) when you visit this website unless you voluntarily submit data using one of the available forms for a particular purpose (contact form, registration form, shopping form, subscribe to the newsletter) and thereby give your consent to the collection and use of your personal information for the purposes mentioned. All personal data is used solely for the purposes for which they were collected and for which they were granted. We will not make the collected data in any way available to unauthorized third parties, except for the legally prescribed purpose. All data is deleted upon termination of the purpose for which it was collected or termination of the contractual relationship and no later than the expiration of all legal obligations related to the retention of personal data.</p>
<p>
	Here are some additional circumstances in which we will share your information with authorized third parties and additional purposes for which we use your information:</p>
<p>
	Providing Information to Google Inc.<br />
	Google collects information through our use of Google Analytics on our website. Google uses this information, including IP addresses and cookie data, for multiple purposes, such as improving Google Analytics. Information is shared with Google on an anonymous basis. To find out more about what information Google collects, how to use this information, and how to control information sent to Google, see the Google Privacy Policy <a href="https://www.google.com/policies/privacy/partners/" rel="nofollow">partner page</a>. You can opt out of Google Analytics by installing the following plug-in to your browser: <a href="https://tools.google.com/dlpage/gaoptout" rel="nofollow">https://tools.google.com/dlpage/gaoptout</a></p>
<p>
	Accounting<br />
	We share data with our accountants for tax purposes. For example, we share the invoices we issue and receive with our accountants for the purposes of completing tax returns and accounts at the end of the year.</p>
<p>
	<strong>Types of personal data we process</strong></p>
<p>
	The personal data collected in the contact form are: first and last name, e-mail, address, telephone number.<br />
	Personal information collected in the appointment form: first and last name, e-mail, adate of birth, phone number.</p>
<p>
	<strong>Information that is automatically collected on our website</strong></p>
<p>
	We automatically collect information in server log files, such as your IP address, browser type, redirection / exit page, and operating system. We use this information to manage our web pages and our technical solutions, understand how visitors move through our website and services and improve your experience while using our website and services.</p>
<p>
	<strong>Access and update your personal information</strong></p>
<p>
	Our user has the following rights at any time:</p>
<ul>
	<li>
		the right to access data and access to data</li>
	<li>
		right to information on processing of personal data</li>
	<li>
		right to data transfer</li>
	<li>
		the right to withdraw privola</li>
	<li>
		the right to file a complaint</li>
	<li>
		right to correction and change of personal data in case the information is incomplete or incorrect</li>
	<li>
		the right to be deleted in cases such as cessation of processing, withdrawal of a claim or in the case of filing a complaint</li>
</ul>
<p>
	If you want to inwoke any of these rights, please contact us via the contact form on our website.</p>
<p>
	<strong>Security of your personal information</strong></p>
<p>
	We are committed to taking appropriate technical and organizational measures to protect your personal data from unauthorized or unlawful handling of them and their accidental loss, destruction or damage. When submitting your personal information through our website, this information is sent over the Internet safely through high-quality encryption and stored on our secure servers.</p>
]]></description> 
	  <dc:subject></dc:subject>
	  <dc:date>2018-06-27T15:51:35+00:00</dc:date>
	</item>

	<item>
	  <title>Cookies</title>
	  <link>https://hvar-properties.com/real-estate-terms/info/cookies</link>
	  <guid>https://hvar-properties.com/real-estate-terms/info/cookies#When:12:08:09Z</guid>
	  <description><![CDATA[<p>
	<strong>Using cookies</strong></p>
<p>
	This website and its online services can use cookies to improve the service.<br />
	The decision to allow the use of cookies on this website is entirely yours. It should be noted that the site works optimally only if cookies are enabled.</p>
<p>
	<strong>What are cookies?</strong></p>
<p>
	Cookies are small files that your browser saves on the disk when you visit our website. This allows our website to recognize your computer when you visit us next time so that we can offer you a more personalized experience. Cookies are not aimed at spying on a user and do not follow all that the user is doing and are not a malicious code or virus. Also, cookies are not related to unwanted messages or spam, they can not save a password and are not intended solely for advertising. Information such as your name or email address will not be saved - the website can not access your personal information and files on your computer.</p>
<p>
	In order to use cookies in accordance with the Electronic Communications Act, the Personal Data Protection Act, EU Directives 2002/58 / EC and 95/46 / EC and the GDPR directive, we need your consent.</p>
<p>
	<strong>Types of cookies</strong></p>
<ul>
	<li>
		Cookie Sessions and Permanent Cookies
		<ul>
			<li>
				Session cookies are temporary cookies that run out after you leave the web site. These cookies are required for the proper performance of certain applications or functionalities on this Site.</li>
			<li>
				Persistent cookies are used to improve our users' experience (eg, remember the details of the application so you do not have to enter them every time you have a website). These cookies remain in the cookie of your browser for a long time. This time period will depend on the choice of settings on your Internet browser. Permanent cookies allow data to be uploaded to the web server each time you visit the site.</li>
		</ul>
	</li>
	<li>
		First and Third Party Cookies
		<ul>
			<li>
				First-party cookies - released by this site. These cookies are often used for the proper functioning of the website and for remembering your preferences on the web site.</li>
			<li>
				Third-party cookies are cookies that are placed by other websites or services such as YouTube. We have no access or control over these cookies. You should consult the relevant third party privacy policy. If you are in the European Union, you can learn more about how third-party users use this type of cookie on the following link: <a href="http://www.youronlinechoices.eu/" rel="nofollow">http://www.youronlinechoices.eu/</a>.</li>
		</ul>
	</li>
	<li>
		Necessary and other cookies
		<ul>
			<li>
				Necessary cookies are necessary for the operation of our website and the use of its features and / or services. For example, they allow you to navigate through the website and sign in to safe areas. By using this website you will automatically be granted access to the necessary cookies without which the website can not work.</li>
			<li>
				Performance cookies collect information about how visitors use our website, for example, which pages visitors most often come across and receive error messages from those pages. These cookies do not collect the information that identifies the visitor. All information collected by these cookies are anonymous. They only serve to improve the functioning of this website.</li>
			<li>
				Marketing cookies are used to track visitors through the web site. It is intended to show ads that are relevant and interesting to a particular user, and thus more valuable to publishers and third-party advertisers.</li>
		</ul>
	</li>
</ul>
<p>
	<strong>Cookies used on this website:</strong></p>
<ul>
	<li>
		PHPSESSID
		<ul>
			<li>
				The cookies with the name PHPSESSID contain only a reference to the session stored on the web server. No data is stored in the user's browser and this cookie can only be used on the current website.</li>
			<li>
				First party cookies</li>
			<li>
				Session Cookie</li>
		</ul>
	</li>
	<li>
		cc_cookie_accept
		<ul>
			<li>
				A cookie used to remember user settings - accepting all cookies on this website.</li>
			<li>
				First party cookies</li>
			<li>
				Session / Permanent Cookie (if you do not accept all cookies, then it's a Session cookie, otherwise it's a Permanent Cookie with a duration of 1 year)</li>
		</ul>
	</li>
	<li>
		cc_cookie_decline
		<ul>
			<li>
				A cookie used to remember user settings - accepting only the necessary cookies on this website.</li>
			<li>
				First party cookies</li>
			<li>
				Session / Permanent Cookie (If you accept all cookies, then it's a Session cookie, otherwise it's a Permanent Cookie with a duration of 1 year)</li>
		</ul>
	</li>
	<li>
		exp_
		<ul>
			<li>
				Various cookies that start with 'exp_'. These cookies are set by our content management system and include information such as: When you last visited our website, the previous pages you viewed, the length of the registered user session, session ID ... We use this information only for better functionality of the website. 'exp_csrf_token' is used to send forms on a page, this is a unique and random set of numbers and letters that protects our web site from spammers.</li>
			<li>
				First party cookies</li>
			<li>
				exp_csrf_token is a session cookie, rest are permanent cookies</li>
		</ul>
	</li>
	<li>
		__atuvc (1 year), __atuvs (30 minutes), __atssc (1 year)
		<ul>
			<li>
				This website uses AddThis, a provider of social plugins and web analytics services provided by Add This, Inc. ( "AddThis"). AddThis uses cookies to allow you to share content through social media. When you use the content sharing tools on our Website AddThis also collects information about what is shared, when and how. The information generated by the cookie about your use of this website (including your IP address) is uploaded to the AddThis server and stored there. AddThis will use this information to evaluate your use of the site and compile activity reports on the web site operator's website. AddThis may transfer this information to third parties, if it is legally required, or if third parties process data for AddThis. AddThis can also use data that is not personal information about visits to our website in order to provide targeted advertising. See AddThis Privacy Policy at the following link: <a href="http://www.addthis.com/privacy/privacy-policy" rel="nofollow"> http://www.addthis.com/privacy/privacy- </a> policy. You can opt out of <a href="http://www.addthis.com/privacy/opt-out" rel="nofollow"> http://www.addthis.com/privacy/opt-out </a> collecting your behavior-based online data.</li>
			<li>
				addthis.com: ssc, cw_id, mus, uid, sshs, ssh, _ga, _gid, ssc, uvc, ouid, notice_preferences, notice_gdpr_prefs, na_tc, loc, na_id<br />
				facebook.com: sb, datr, locale, wd, fr<br />
				pinterest.com: _auth, _pinterest_cm, _pinterest_sess<br />
				linkedin.com: _lipt, liap, lang, lidc, bcookie, _guid, _ga, sdsc, li_at, JSESSIONID, bscookie, sl, share_setting, visit<br />
				this website: __atuvc (1 year), __atuvs (30 minutes), __atssc (1 year)</li>
			<li>
				Permanent Cookies</li>
		</ul>
	</li>
	<li>
		_ga, _gid, _gat, AMP_TOKEN, _gac_
		<ul>
			<li>
				This website uses Google Analytics, a web analytics service provided by Google Inc. ( "Google"). Google Analytics uses cookies to analyze your use of the website. The information generated by the cookie about your use of this website (including your IP address) is uploaded and stored on a Google server in the United States. Google uses this information to evaluate your use of the site by providing activity reports on the Website Operators website. Google may transfer this information to third parties, if required by law, or if third parties process data on behalf of Google. Google will not associate your IP address with any other data Google owns. See the Google Privacy Policy at the following link: <a href="http://www.google.com/analytics/learn/privacy.html" rel="nofollow">http://www.google.com/analytics/learn/privacy.html</a>. Google has developed a browser plug-in to prevent access to your Google Analytics JavaScript data (ga.js, analytics.js, dc.js). You can download it here: <a href="http://tools.google.com/dlpage/gaoptout" rel="nofollow">http://tools.google.com/dlpage/gaoptout</a></li>
			<li>
				First party cookies</li>
			<li>
				Permanent cookies</li>
		</ul>
	</li>
</ul>
<p>
	<strong>How to accept or reject cookies</strong></p>
<p>
	You can always block the use of some or all of the cookies we use on our website, but this may affect its functionality.</p>
<p>
	The cookie settings box is located at the bottom of this page. After selecting the settings, you can reset those cookie settings at the bottom of this page at any time.</p>
<p>
	You can also accept or reject some or all cookies by customizing your browser settings. The following links provide information on how to change the settings for some of the most commonly used web browsers: <a href="https://support.mozilla.org/en-US/kb/delete-browsing-search-download-history-firefox?redirectlocale=en-US&amp;redirectslug=Clear+Recent+History" rel="nofollow">Mozilla Firefox</a>, <a href="https://support.google.com/chrome/answer/95647?hl=en-GB" rel="nofollow">Google Chrome</a>, <a href="https://support.microsoft.com/en-us/help/278835/how-to-delete-cookie-files-in-internet-explorer" rel="nofollow">Microsoft Internet Explorer</a>, <a href="https://support.apple.com/kb/PH5042?locale=en_US" rel="nofollow">Apple Safari</a>, <a href="https://help.opera.com/en/latest/web-preferences/#cookies" rel="nofollow">Opera</a>. Some browsers allow you to surf in "anonymous" mode, limiting the amount of data set on your computer, and automatically deleting persistent cookies placed on your device when you finish browsing. There are many third-party apps you can add to your browser to block or manage cookies. You can also delete cookies that were previously set in your browser by selecting the option to clear the browsing history, and then turn on the cookie deletion option. For more information on cookies and setting your browser settings, visit <a href="http://www.allaboutcookies.org" rel="nofollow">www.allaboutcookies.org</a>.</p>
]]></description> 
	  <dc:subject></dc:subject>
	  <dc:date>2018-06-27T12:08:09+00:00</dc:date>
	</item>

	
	</channel>
</rss>